Driving a car is one of the most important things people do every day. Without your vehicle, you would not have any way to get around town and make it to work or school. Ever wondered how to save money on car insurance? You’re not alone! Many people are looking for ways to cut costs and make their hard-earned cash stretch a little further. With so many options, it can be challenging to figure out the best way to get weekly car insurance.
However, you can also choose to buy the one-week car insurance if you’re planning a trip or want temporary car insurance. Wondering where you should start? This guide will arm you with the necessary information to help you find a great deal on your following policy.
What Is One Week Car Insurance?
One-week car insurance is a type of temporary auto coverage that covers you for one week at a time. This can be purchased in the form of an add-on to your current policy or as an individual policy. With this kind of coverage, you will only pay for what you need, and it makes sense if you are temporarily driving someone else’s vehicle or just getting back on the road after being off it for a while.
It also works well if you have recently been through an accident with your vehicle because now there shouldn’t be any gap between insurance periods where no protection existed.
Can Car Insurance Be Paused?
If you’re thinking, can you pause car insurance when traveling? The answer is no. This type of coverage doesn’t allow for a pause in protection, so if you’re planning to be out of town for a week or longer and want your car protected while away, consider buying one week instead of the usual one-month insurance. You can buy a week’s worth of insurance online with just one click, and you’ll get to use the same low rates that come from buying one month at a time.
Suppose your trip is shorter than seven days. In that case, it might be best to wait until you get back home before purchasing car insurance again – unless, of course, you plan on taking out short-term auto coverage while away or opt for an international travel policy through AAA or another company specializing in this type of coverage car insurance plan.
How Much Does One Week’s Car Insurance Cost?
The cost of weekly car insurance varies from company to company. Some companies charge a little more per day, and others do not offer this option at all. The price will differ depending on the size of your vehicle and what type of coverage you need. The average cost for a week of car insurance is around $80.
Depending on the above factors, the price can range from as low as $50 to more than $200. If you choose to purchase weekly coverage, then your premium will be adjusted accordingly at renewal time so that it’s only calculated based on seven days of coverage.
When Should You Buy Weekly Car Insurance?
Many people are now opting for a weekly car insurance policy to work out far cheaper than monthly payments. It is also easier to manage your budget when you have more minor, more frequent expenses. Weekly car insurance is a good choice for those who don’t drive very often, have little savings to fall back on in case of emergencies, and are looking to save money.
Benefits Of One-Week Car Insurance
1. Instant Coverage
These policies offer coverage for 28 days as opposed to the usual 30 or 31. They also provide a discounted rate when you pay more upfront than if your policy is month-to-month.
2. Personal Accident Cover For The Driver
Accidents can happen to anyone. If you’re a driver and have an accident, there’s no reason why you should suffer financially – your insurance will step in with the
3. Coverage For Third-Party Property Damage
Third-party property damage means that if you’re at fault in an accident, and the other person’s car is damaged, then your insurance will cover up to £25,000.
Wrapping Up On Weekly Car Insurance
The best things about weekly car insurance are that it is low cost, and you can get coverage for up to a year. This means that if you need to drop your plan or even add more vehicles in the future, then this will be very affordable. The only downside? You might have a gap of time between when you cancel one policy and purchase another, which could leave you uncovered until the next renewal date rolls around.
So now, what do we know? Weekly car insurance might not be as beneficial if you anticipate changes down the road with your vehicle usage or driving habits. Still, it’s great for those who don’t want to overspend on their monthly premium. Plus, all of these options come without any mileage restrictions, so you can use them as much or as little as you need to.